The Lure of Gambling, Online Gaming, and Sports Betting

The Lure of Gambling, Online Gaming, and Sports Betting

Read the original article on The Pheonix Spirit HERE.

By Mary E. Berg

When kids turned eighteen in Minnesota, a favorite way to highlight the occasion, especially in the early 2000’s, was with a night out at a nearby casino. They celebrated their milestone birthdays with all the exuberance of youth who’ve reached the legal age to participate in an adult activity. Most adults continue to enjoy occasional nights out at a casino. They gamble from time-to-time without any serious consequences to their health, relationships, and finances. Not everyone is as lucky.

Consider Barbara* (The name Barbara is being used to protect her anonymity), a recovering compulsive gambler, who shared her story with The Phoenix Spirit. While on her honeymoon in the Bahamas, she played low stakes games, had fun, and viewed it as simple entertainment. When she got home, she gambled once, and didn’t enjoy it. For a few years, she didn’t gamble at all. However, in 1995, when she moved to a small town, started a business, and came under a lot of stress, she viewed the casino as a place to get away from it all, to think, relax, and have fun. When her husband lost his job and the financial pressures increased, casinos became more than just entertainment. She went with the idea, “Let’s see if I can win some money to pay the bills.”

On my first attempt, I hit the jackpot, the endorphins kicked in, and I was hooked.For the next six years she went off-and-on, sometimes stopping completely if she’d had a bad episode and lost a lot of money. As a couple, she and her husband identified gambling as a problem. In 2001, they wanted to have another baby and went to the Mayo Clinic for fertility treatment. During one of the pre-treatment screenings, her husband brought up gambling as a concern. The screening team said, “We won’t do the fertility treatments until you deal with the gambling. We’re referring you to a treatment center in Granite Falls.”

Barbara said, “I thought they were crazy. I believed I could stop on my own. I did stop for 18 months. We went back to the Mayo Clinic, and we successfully proceeded with the treatment. However, I had a miscarriage, and after that, I had a really rough time. I just wanted to escape from the world, escape from my problems, and I sought comfort and peace through gambling.” Her use escalated, she and her husband started having marital issues, and they separated in 2006.

One of her business clients told her about his high stakes gambling. She decided, “I’m giving that a try. On my first attempt, I hit the jackpot, the endorphins kicked in, and I was hooked. I moved from blackjack betting to slot machines to high stakes slot machines.”

In her loneliness, Barbara’s use escalated for the next four years, until she said, “Man, this is hurting me a lot. I’m going to stop at the end of 2009.” She did stop. She wasn’t in a formal program; she wasn’t familiar with any 12 Step program. She reconciled with her husband in 2010.

In 2011, something set her off, and she went right back to the casino. For the next six years, she gambled off-and-on quite a bit. She lost substantial amounts of money. She still paid her bills, but wasn’t saving the way she should have, juggled accounts, and robbed from the proverbial Peter to pay Paul. She thought she was only hurting herself, that her gambling wasn’t causing any big family problems, but she’d go to the casino at night, and not be in any shape in the mornings to get her daughter to school. Her marriage was on the rocks again. Her husband lost his job. They eventually divorced.

In 2016 she tried everything she knew to stop. She banned herself from casinos and canceled all her accounts. Yet she couldn’t stop. She’d go back to the casinos, thinking, “If I just don’t carry credit cards or cash cards with me, I’ll be okay. But as everybody knows, the casinos still had a way to get my money.”

Finally, in 2017, Barbara had had enough. She took a month off from her business, and went through treatment at Project Turnabout/Vanguard, Minnesota’s one treatment center focused only on gambling addiction, what Barbara calls ‘an eye-opening experience.’ Counseling sessions helped her recognize the unresolved grief from a traumatic event in her early twenties. Yet, when she got out, she thought it would be easy; that she wouldn’t have to work the program.

“I thought I could just quit on willpower. At 90 days, when I should have been at a Gambler’s Anonymous (GA) meeting getting a keychain {given to members at 30/60/90 days, 6 and 9 months}, I went gambling with a couple of other friends. I spiraled down into a lot of hell. I just gambled pretty hard. I’d have 5 months of not gambling and then relapse, 2 months and then relapse.”

In 2019, a cruise line offered her a free trip with free play. She went with a friend with the intention that her friend would get the free play. “I was in casino jail for a week. I hit rock bottom. I started all the gambling behaviors all over again. The juices got going, the dopamine hits took over. For the entire week, I hardly slept, maybe an hour-and-a-half at night. When I got off the ship, I looked terrible. I’d spent enough in a week to buy a new car.”

Barbara knew something had to change. “I started going to GA meetings regularly. I got a sponsor. Two meetings a week are what it seems I need to stay focused on my recovery. Even though I don’t drink much, Friday nights are when I like to ‘party.’ Now, I’ll go to a recovery meeting on Friday nights to get me through the weekend and a Tuesday meeting. I started other recovery strategies, too. I’ve been a panelist at a mini-conference on gambling and I volunteer to speak at Vanguard, the gambling unit of Project Turnabout.”

When asked about going in and out of recovery, Barbara said, “I would say I was “abstinent” from gambling more than in recovery. True recovery is different than abstaining. It’s a way of life. It’s a way of thinking. When you abstain, you’re still vulnerable. When you’re actively working a recovery program, actually working the 12 steps, and understanding what they mean, it’s different. People have a lot of amends to make. As an addict you have a lot of behaviors, you lie, you cheat, you steal.”

“For me, in recovery, I’m trying to make amends. My gambling was very hurtful to both my ex-husband and my daughter. She’s grown now, but my gambling affected our relationship quite a lot. My daughter felt that it created a coldness between us. I thought I’d always provided for her. I helped her pay for college, buy a car, and supported her. I went to all these activities. However, I was shocked at what she said in the family program. She felt that I was distracted and not really present with her. Making amends is a big part of a recovery program and can take a lifetime. That’s way different than stopping gambling and abstaining. Making amends doesn’t happen overnight.”

When Barbara got serious, in May, 2019, she made it through the first 90 days and kept going. In March 2020, all the casinos closed due to Covid. For her, that was a really good thing. “Covid was a challenging time for my business. I had a lot of issues with employees being gone, out sick, and out due to quarantine. I’m in the financial industry and it was a tough business for a couple of months with so much uncertainty. It was rugged. During Covid, nobody wanted to meet in person and we couldn’t meet anyway because churches were shut down. Project Turnabout started an online recovery meeting that met every Tuesday night up until last summer. I went to that meeting and then every Friday night I dialed in to a phone meeting. That was my trek from starting recovery to celebrating recovery.”

Marti Paulson, the CEO of Project Turnabout/Vanguard, described the center where Barbara went for treatment. “Our center has 20 residential beds for men and women. We treat co-occurring disorders, and hire mental health practitioners to work with the gambling addiction counselors. We hire registered and licensed nurses and counselors. Patients are given very individualized treatment plans. The 30-day stay also includes a one-day program where families can come or they can participate via Zoom. Gambling is a family disease and affects everyone, the same as any other addiction. To leave the family untreated would be a severe injustice.”

“We at Project Turnabout take a neutral stance to gambling. One of the reasons we do is that alcohol and gambling are legal in Minnesota. We want to be there when individuals and families are ready to get help. Second, we receive grants and a great amount of support from the casinos and resorts, both in Minnesota and from other states. We don’t want them to think that we’re against them.”

“Minnesota is a little different from other states. The State of Minnesota will pay for any state resident or family member to go for residential gambling treatment. There isn’t another state in the United States that does that. The funds are obtained through the unclaimed lottery fund, as well as from .05% of the stadium fund. Unlike chemical dependency treatment which is covered through Medicaid and state covered PMAP insurance, gambling treatment is not. It’s a little-known fact that Minnesota offers free treatment for those seeking help for problem gambling.”

When asked about the trends in problem gambling, Ms. Paulson noted that there has been an increase. “We saw the after-effects of Covid take quite a toll on gamblers. Covid shut down casinos. Going to casinos became difficult. Instead, online gambling increased – pool shooting gambling, card playing, sports betting – much more so than the typical casino gambling. Gamblers are very strong isolators.”

In 2018, the Supreme Court overturned a nationwide ban on sports betting. Since then, nearly three dozen states have passed legislation approving sports betting. On Feb. 20, 2023 companion bills were introduced in the Minnesota House and Senate that would legalize retail and online sports betting in the state. The tribes would have exclusivity with sports betting. {As we go to print, no votes have been taken.}

According to Ms. Paulson, in the past, many more men than women struggled with problem gambling, however in the last ten years, similar to alcoholism, the statistics have equaled out to almost 50/50. It’s become much more acceptable for women to go into both bars and casinos. “We’re seeing lots more young people with gambling addiction. Youth are much more likely to be involved in online gambling. We don’t take anyone under the age of 18 in our residential treatment program. The only residential treatment facilities for young people are out state. Gaming is a whole industry within itself. Although gaming addiction is treated much the same as gambling, gaming has a much different, younger population.”

When asked how sports betting factors into these trends, Susan Sheridan Tucker, Executive Director of the Minnesota Alliance for Problem Gambling (MN APG) stated, “Sports betting is primarily done by young men, ages 18-30. The sports gaming operators are trying to lure more women into gaming by changing the look of games so that they’ll appeal to women. Lots of women enjoy sports. The operators are hoping women will also enjoy sports betting. They’re using the terms ‘sports betting’ and ‘gaming’ to smooth over the negative association people have with ‘gambling.’ The mobility, accessibility, and lure of online gambling is concerning. Igaming – which is essentially any casino-type game that is also electronic – can be free to start. These games mimic slot machines, poker, and standard casino games. They allow you to play for free for a fixed amount of time or for so many wins. If you want to continue to play, you need to pay. The gaming operators know how to hook people.”

Minnesotans are very fortunate to have the longest-running residential treatment center in the US and to have their treatment paid for through state funds. When asked if people are taking advantage of this opportunity, Ms. Sheridan-Tucker replied, “Not as many as they should. Right now, only 100 people are in treatment. Research shows that 0.05 – 2 percent of the population has a severe gambling problem. That’s 250,000 Minnesotans, and 10,000 high school students. Nationally, 400 times more is set aside for substance use addiction than for gambling addiction. Yet the brain acts the same way with both.”

Funding for prevention, research and treatment and increased awareness by the public of the issues surrounding problem gambling, online gaming, and sports betting could help so that the next group of high school seniors who go out to celebrate their 18th birthdays will be able to avoid the pitfalls of compulsive gambling. There is hope, there is recovery.

Raising awareness about problem gambling during March Madness tournament

Raising awareness about problem gambling during March Madness tournament

Read the original article by KAALTV HERE.

By Jessie Klinger 

The Minnesota Alliance on Problem Gambling is raising awareness about gambling addiction, as it predicts nearly $10 billion in both legal and illegal bets to be placed during this year’s NCAA Men’s Basketball March Madness.

According to a new survey by the American Gaming Association, 68 million American adults plan to bet on the tournament, meanwhile, 4 – 6 million of which are considered to have mild or moderate gambling problems.

Warning signs of problem gambling include betting more than you can afford to lose, bragging about your wins but never the losses, lying about the amount you’re betting, and spending long periods of time gambling or betting more frequently.

With a majority of people making brackets and bets online, it’s easier to develop these harmful habits.

“The electronic accessibility makes it easier, it also makes it easier for someone to isolate. You can now sit in your home on your phone and nobody knows,” says MNAPG Executive Director Susan Sheridan Tucker. “It’s not that we’re against gambling, we just want it to be safe for all players.”

Some precautions to take when it comes to gambling include setting a time limit, setting a spending limit, checking in with how you feel, and being honest with yourself.

Problem Gambling Awareness Month is also about raising awareness about for resources available to those who do need help with problem gambling.

“There’s a variety of ways that people can approach recovery. For some, it means total abstinence, that’s the way in which it’s going to be helpful for them. For others, it may be just adjusting, that they pull back, take a break,” says Tucker.

 

With sports betting expansion, more help for problem gamblers is key

With sports betting expansion, more help for problem gamblers is key

Read the original on The StarTribune HERE.

Legislation needs to include increases in treatment, prevention and research funding to match the proposed expansion of gambling rights.

By Susan Sheridan Tucker

 

Opinion editor’s note: Star Tribune Opinion publishes a mix of national and local commentaries online and in print each day. To contribute, click here.

•••

March Madness is well underway, and with it a deluge of gambling that propels the tournament. It’s estimated that 1 in 5 Americans will place bets on this year’s NCAA basketball tournament, which creates a hazardous environment for anyone susceptible to problem gambling.

Though most Americans can gamble for enjoyment without issue, the issue of gambling addiction is one that’s gone woefully unaddressed by state and federal addiction programs. It is a fact that gambling addiction produces the highest rate of suicide among addictions, making it a very real public health issue.

As Minnesota lawmakers consider passing a bill that would legalize sports betting, it’s more imperative than ever that the legislation includes increases in treatment, prevention and research funding to match the proposed expansion of gambling rights. It is the mission of the Minnesota Alliance on Problem Gambling (MNAPG) to raise awareness of gambling addiction and advocate for more safeguards around gambling to ensure consumers are protected and able to access resources for treatment and prevention.

It’s no coincidence that March is Problem Gambling Awareness Month. All over the country, organizations like ours make special efforts throughout the month to get the word out that problem gambling is a legitimate addiction defined in the latest edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM-5).

Though MNAPG remains neutral on legalization, we stand for the prioritization of consumer protection over revenue. We’ve worked alongside several lawmakers involved in crafting the proposed legislation, which includes a lot of promising language around the following:

Funding: Directing 40% of sports betting tax revenue toward problem gambling programs.

Age restrictions: The promise to raise the legal betting age to 21 will help to prevent high school students from accessing regulated gambling sites on their phones.

Education: Prevention messaging to students, and especially young athletes, will provide a foundational understanding of the harms that can occur with gambling and where one can turn for help. Gambling prevention education is still absent from middle school and high school curricula.

Meanwhile, there are key pieces missing from the current legislation that would be critical to include. They include:

Rule making: MNAPG would prefer to see more specific language built into the bill and will actively participate in the rule-making process to include specific practices requiring operators to build responsible gaming programs. These programs should include comprehensive employee training, access to self-exclusion programs, ability to set limits on time and money spent on betting, and specific requirements for the inclusion of help/prevention messages in external marketing.

Research: There are currently no federal dollars to fund gambling disorder research. Each state must decide whether to support such efforts. MNAPG believes there should be funding for regularly scheduled studies to monitor the impacts of gambling on players and support for using the data to develop evidence-based mitigation efforts. We don’t seek individual data, but would make aggregate data on players’ behaviors and experiences available to universities and nonprofit research entities. Without access to such data, the hands of those who work in the prevention and treatment fields are tied.

No one chooses to become addicted to anything — it’s never due to a moral failing or a lack of willpower. Gambling addiction is just as serious as an alcohol or drug addiction and deserves to be treated equitably, with an appropriate level of funding for treatment, prevention, research and training.

Susan Sheridan Tucker is the executive director of the Minnesota Alliance on Problem Gambling.

Are the risks of sports gambling worth the reward?

Are the risks of sports gambling worth the reward?

Chris Farrell and Matthew Alvarez

It’s been four years since the Supreme Court of the United States legalized sports gambling in 2018. Since then, 35 states and Washington D.C. have made sports betting legal for their residents and all who visit.

Betting online has also evolved. If you live in a state where sports betting is legal, you can download a variety of betting apps to get in the game.

If you don’t know how or where to start, it’s likely an advertisement will tell you: Sports gambling ads are rampant in states where it’s legalized. The ads are often celebrity endorsed, make betting look easy and entice people with the possibility of winning a large amount of money.

Sports gambling is not legal in Minnesota, but that might change with a bill in the Minnesota Legislature aimed at legalizing sports betting. A Minnesota poll last year also found that 48 percent of Minnesotans are in favor of legalized sports gambling.

As support for Minnesotans to wager on sports grows, so does the normalization of gambling across the country.

Guest host Chris Farrell talks about the rapid growth of sports betting, the mental health risks for young adults and how sports gambling can quickly spiral into addiction.

For information on problem gambling, or if you need to seek help, you can call 800-333-HOPE or visit GetGamblingHelp.com.

Guests: 

Speaking the Language

Speaking the Language

MNAPG Northern Light Spring 2022

With sports betting consuming our airwaves, it may be helpful for treatment providers to be familiar with sports betting jargon. Here are some common terms used in sports gambling.

  • Action – A bet or wager.
  • Against the spread – The result of a game including the point spread.
  • Bad beat – A bet that looks like the bettor is going to win but doesn’t.
  • Book (Sportsbook) – A place where someone can bet on the outcome of sporting events.
  • Buck – A $100 bet.
  • Chalk – The favorite in a game.
  • Consensus – Percentage of the betting public on each side of a game. Some bettors will bet against the “public money” (whichever team more bettors have placed their bets on).
  • Cover – The betting outcome on a point spread bet. For a favorite to cover, it must win by a number higher than the spread. An underdog can cover by losing by a number less than the spread or by winning the game outright.
  • Dime – A $1,000 bet.
  • Dollar – A $100 bet.
  • Edge – The advantage a bettor has before a bet is placed.
  • Even (even money) – A $100 bet to win $100.
  • Favorite – A team favored to win a game.
  • Future bets – A bet on events that will happen further in the future, like who will win a division or who will win a championship well in advance.
  • Handle – The total amount of money wagered on a game.
  • Handicapping – Researching sports statistics to pick winners.
  • Hedging – Betting opposite of a previous bet to guarantee winning at least a small amount of money.
  • Hook – A half-point in the spread.
  • In-game wagers – Bets made after a game has started.
  • Juice – A commission books win on each bet.
  • Limit – The maximum allowed wager on a single bet.
  • Lock – A large favorite.
  • Long shot – A large underdog.
  • Moneyline bet – A bet made if a team will win or lose outright with no point spread.
  • Nickel – A $500 bet.
  • No action – A game that is no longer taking bets and all wagers are refunded.
  • Oddsmaker (linemaker) – Someone who sets the opening line on a game.
  • Off the board – A game bettors cannot wager on.
  • Over – The combined score of two teams is more than what the sportsbook set.
  • Parlay – A bet that combines multiple games for a higher payout. The more games, the higher the risk but the greater the payout. In order for the parlay to win, each game must win or push (tie). If any of the games lose, the entire wager loses.
  • Pick’em – A game with no favorite or underdog.
  • Point spread – Margin of victory set by oddsmakers to attract bets action on both the favorite and the underdog. A favorite must win by a number higher than the point spread to cover the spread. An underdog can cover by losing by a number less than the spread or by winning the game outright.
  • Puckline – Hockey has a point spread of -1.5 for the favorite and +1.5 for the underdog.
  • Proposition bets (prop) – A bet on anything that is not directly tied to the outcome of the game. For example, it can be the first team or the first player to score in a game.
  • Push – When neither team covers the spread (the actual margin of victory lands exactly on the spread), no one wins the bet and all wagers are refunded.
  • Runline – Baseball has a point spread of -1.5 for the favorite and +1.5 for the underdog.
  • Sharp (wiseguy) – A professional sports bettor.
  • Steam – A quick change on a line due to heavy wagering.
  • Taking the points – Betting an underdog against the spread.
  • Teaser – Similar to spreads, teasers are favored towards the bettor but have a lower payout.
  • Total bet (over/under) – A bet on the combined number of points scored by both teams in a game, including overtime/extra innings.
  • Under – The combined score of two teams is less than what the sportsbook set.
  • Underdog (dog) – A team not favored to win a game.
  • Wager – A get placed at a sportsbook.
The Season of Sports Gambling

The Season of Sports Gambling

MNAPG Northern Light Spring 2022

The Super Bowl and March Madness, which take place in February and (primarily) March, respectively, are the most popular sports betting events in the U.S. With the legalization of sports gambling in many states, both events experienced record wagers. Here’s a snapshot of each event.

Super Bowl LVI

Information about betting activity for the Super Bowl is not yet complete, but it’s clear that wagering beat out the previous record from 2021. According to legalsportsreport.com, as of April 4, 14 states reported a combined $588.1 million in handle (amount of money wagered) and $45.9 million in revenue. This compares to $486.5 million in handle and $43 million in revenue from 17 legal jurisdictions in 2021. Notably, even states with neighboring states that legalized sports gambling since last year saw a considerable year-to-year increase.

NCAA Basketball Tournament

The NCAA Men’s Basketball Tournament received more betting action than ever before. According to SportsHandle.com, prior to the Final Four games, 31 percent of Americans aged 21 to 64 placed bets on tournament games, with about two in three saying they bet more this year than on any previous tournaments.

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